Just a Nana take, but we know the end, we are not sure how we get there but I feel certain that there are certain things that must happen to push each trigger button to advance in this game.

Consider most retirement accts are gone anyway.
So here is how it goes in some states. The govt needed money and well right there sat all your money in an escrow acct. They borrowed it to cover the budget shortfalls, then came covid, now they will get to a point sooner or later where the budget shortfalls happeningin the now prevents income to replace what they stole.
Sound familiar?