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vanguard offers reverse mortgages to older senior citizens that are retired, so then there is nothing left when they are really vulnerable. and there is no inheritance to the adult children.

Predators. They use old, trusted actors like Tom Selleck, Fred Thompson and Henry Winkler in commercials telling senior citizens not to worry, it's safe, legit, "I checked it out," Selleck says, to sell these scams for the elderly's "peace of mind."

Disgusting. And those actors should be ashamed of themselves. But they're probably all owned and compromised, too. What a sick world.