For those that don't mess with Crypto.
Ripple will be going public after the settlement.

Does anyone know if Atomic Wallet is a good way to buy/store XRP? I have serious issues with passwords but at this point I might have to give it a whirl anyway...

I use AW and have XRP. I purchased a ledger (cold storage wallet) and wanted to transfer the xrp from AW. I found out AW does not support this (transferring from AW to a cold wallet such as Ledger, Trezor, etc) I had to send my xrp to KuCoin, then from KuCoin to the Ledger. Luckily it is pennies to transfer around XRP. I keep nothing on exchanges anymore. Hope this helps.