I have found that if you do vaguely positive things in the world at a vaguely sensible scale then the world looks after you just fine. I don't worry about savings, pensions, or even unemployment — as long as I can "see stuff and say what I see" someone will be keen enough to hear it and feed me! The moment I can't do that any more, I'm done — let me go!
Everything we say or do has an effect. If we believe that and keep on keeping on, we will sleep well at nights.