My biggest concern is the microchip and $ being digital. Money should not be numbers in a computer. If we are IDed w something like a low [credit] score bc of our social media which I'm sure we already all are (by Big Tech / the Shadow Gov) "they" may be able to cut off our access to $ all together. I'm strongly against the microchip & see it as the mark of the beast. I'm also against crypto currencies bc of these dilemmas. I have $ in XRP & others bc it's a wise financial investment atm. Bottom line is that CASH is KING. Gold & Silver. Even some kind of Barter system would be better.