If this is real....WE GOT SERIOUS PROBLEMS ON OUR HANDS...1...this is blatant INSURANCE fraud...and 2 all this will increase our health insurance premiums ....It will soon being going THROUGH THE ROOF......this needs to be addressed..and people need to really pay attention to their Explaination of Benefits (EOB) when you get them...as well as the billing the comes from the facility where you had the service done.