I'm still trying to figure it out too. What I think I'm understanding is that the things of "leisure", cars, jewlery, homes etc you still have to pay tax on, but it would be under different "banking regulations". Like we will still pay taxes but not to the IRS, perhaps that the flat tax of 10%. The whole game changes so there is home ownership for more. Not sure really need a tuitorial for sure. We the USA will have more money with us not giving our "tax money" that is collected from us all, to other countries. Countries can take care of their own.