🛠️ What the new crypto bills mean for XRP
1. GENIUS Act (stablecoin framework)

Requires 1:1 backing of stablecoins, audits, and licensing

Opens door for Ripple’s RLUSD to become fully regulated—and positions XRP as a key liquidity bridge between fiat and stablecoins

Market reaction: XRP jumped ~6% on the news, nearing its all-time high

2. CLARITY Act (crypto asset classification)

Clearly defines which digital assets are commodities vs. securities

Likely removes SEC’s uncertain authority over XRP, giving it “regulatory green light” under CFTC/Treasury oversight

3. Anti‑CBDC Act

Blocks a central bank digital dollar, preserving market space for private chains like XRP Ledger

Bottom line: If all bills become law, they'll collectively provide XRP with legal certainty, stronger market use cases, and a pipeline to institutional adoption.