The other thing that has never made sense to me is when you pay off and close an account then your score takes a hit or goes down for a while. Why? If you worked to pay it off and act responsibly, why would you be penalized?
The other thing that has never made sense to me is when you pay off and close an account then your score takes a hit or goes down for a while. Why? If you worked to pay it off and act responsibly, why would you be penalized?