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A smart person would ensure cash-on-hand is available...
Lil jokey joke, jk, I cut up. lol
And where would we acquire said fiat. lol
About me? Nothing noteworthy, just saved the President from New York once and Saved L.A. from some weirdo. No big deal.
"Cash-on-Hand" can mean whatever you want it to mean. In my case, I mean stacks of Silver, Lead, and trading goods though I admit it was entirely vague in my OP. As far as the fiat, taking it OUT of the bank would do nothing but hurt the bank itself, as they rely upon your fiat being with them. Ergo, both options are the smart endeavor, no?