So I bought car insurance, and then had a fender bender. They didn't pay a dime. They told me that I had to buy a 2nd policy for the first one to pay off. So I did that.

Then I had another fender bender, and they still wouldn't pay off, and told me that I had to buy a 3rd policy in order for the first two to pay off. So I did that.

Then I totaled my car, and they still didn't pay off. I then thanked the insurance company, because it would have been a lot worse if I didn't have the insurance...