Last time I'm going to say this, if you haven't sold your stocks do it now. If you have a 401k and are looking long term, that's fine, it will recover. But we are heading much lower until then.
convincing the husband is the hard part. 401k but our long term is now. I'll have to work harder at it. we don't have time to recover. took 11 years last time to catch up.
