Since Vincent decided to weigh in on crypto I will also. I am heavy into XRP.

I invested into XRP for three reasons. One it will allow the transfer on money to anywhere in the world in about 2 seconds and cost 2-3 cents vs. the $10-20 it does now. This will help hundreds of millions of people save TRILLIONS of dollars which totally hoses bankers. The 2nd reason is that the SEC is suing Ripple which is the "owner" of XRP making it extremely hard for Americans to buy it. Anything those bastards are against you just know is good. Third, this is the crytpo that the World Economic Forum has backed. This tells me that they only did it because they know how many of us are against them. If we find out they back it we won't. Screw them, they will not make one more penny off me.
Look into it for yourself and never invest more than you can afford to lose. Be smart.
The above is fact but my belief that our government sucks atm is the reason that I invested.

I know very little about crypto currency. Have read information that most will not be around after the QFS is public. Read that XRP was better than others though.

I believe that to be the truth. Like everything I suggest everyone do their own research. I really like the fact it would make transferring money for those who are already not so well off be able to keep more cash in their pockets.