https://safety4sea.com/cm-smuggling-and-ship-detentions/
Ship detentions arising from smuggling allegations is presently quite a topical area. In regard to detention insurance cover, looking at the Hellenic’s Rules, the owner of an entered ship is insured if the loss, damage or expense, as the case may be, is caused by, capture, seizure, arrest, restraint or detainment. The owner is also covered if the loss is caused by any person acting maliciously or from a political motive, as well as confiscation or expropriation. In order for a war risks policy to respond the insured has to come within one of the insurance perils mentioned above. A market policy from Lloyd’s would be on a very similar wording.
However, there are some exclusions to such claims. An Owner is not insured for any loss, damage, liability, cost or expense arising out of action taken by any State or public or local authority; under the criminal law of any State; on the grounds of any alleged contravention of the laws of