this is a system i never understood...You give money to someone, they hold it for you.Then you jump through hoops to get it back WITHOUT interest. Fail to give it you pay penalty WITH interest? Everyone rushes to "file" aka ask for it back? i am over here holding all of my own money and waiting for the extension date to be moved so they can wait months to get the $5 l may have to give them. Get a savings account raise your witholdings to the maximum on yourW4. Quit lending money to the government for free