It is crypto, but GOLD AND PRECIOUS METALS BACKED crypto. None of the others are. Way better than XRP, it is DLT, which is Digital Ledger Transaction. It operates in the 5th Dimension, including in outer space, and is at least 10 times faster and more secure than XRP. Other cryptos may become virtually obsolete, IMHO. Bit Coin may be pretty much destroyed if and when the Three Gorges Dam breaks. Bit Coins mining center is right under the dam, and the dam has some pretty massive cracks right now.

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