Home owner's insurance. Call your agent asap! Its sucks and I truly feel for her. I've been there. Had most of our basement flooded when a mouse chewed through our kinectico water line. We were gone for two weeks, came home to a standing lake in our basement, the ceiling completely ruined, kitchen had water under the tile. Had ot replace everything. Praying for you! Reach out to neighbors, family, friends. WE Americans come together in times of need.