USLI faces lawsuit as non-profit claims denied workplace coverage

https://www.insuracarelife.com/blog/usli-faces-lawsuit-as-non-profit-claims-denied-workplace-coverage/

These tables act as a starting point for each individual customer, which allows insurance carriers to personalize their premiums based on the specific policyholder’s coverage needs and preferences, risk factors, and claim history. This process is known as underwriting, and it relies on actuarial tables created by mathematicians who specialize in calculating risk.