IMO!
CBDCs are bad = NWO centralized conversion to a "Managed" digitial currency thr the Federal Reserve (Bad Central Bankers) to replace current fiat paper money so they can turn you off anytime your try to spend money on something they don't approve of.

Crypto currency = unbacked coins originally created to push us to a cashless system. I personally don't think any of it is good or sustainable EXCEPT for XRP & XLM which will be used as a utility rather than a coin. Now some think that eventually some crypto will be metals backed, gold and silver backed but idk about that.

It is my understanding that the current fiat paper money US dollar will ceased to be the world accepted currency for across border payments for oil and goods. That is a good thing, it will move us back to the only constitutional currency minted gold and silver coins.

In the end the goal is for each country to be decentralized with their own currency backed by their own assets & destroy the central bankers.

The US dollar is dead already. I believe it was the middle of June maybe when it fell.

me neither..im with you.
i would have to take a class or something.
but i dont trust what i cant put in my hand...so this stuff scares me.

I trust at this point hand held gold and silver to retain wealth thro this.
I am betting my poker money on XRP being all that we think it will be to protect my family and frens in the future and to help others with programs for evolving humanity to a better place.